Insurance and Paying for Services
The following information is designed to help U-M students who have questions about how mental health services are paid for and covered by insurance. Here you will find information about how mental health services may be billed and paid for, questions to ask your insurance provider, steps to take if you don’t have insurance, and links to free and low cost resources.
Paying for Mental Health Services: An Overview
Learn about the four most common ways mental health services are paid for at U-M.
I Have Insurance
Insurance policies vary in the amount and type of mental health care they will pay for, so it is important to become familiar with your insurance plan and be prepared to ask questions. Find tips about what questions to ask before arriving to campus, when deciding to seek care, and when calling for an appointment.
I Donít Have Insurance
Insurance issues shouldn’t prevent you from seeking mental health care. If you don't have insurance, read this section for helpful information.
Paying for Medication
If you have concerns about how you will pay for your medication, see this section for helpful tips and resources.
Free and Low Cost Resources
This section provides links to free and low cost options for mental health services.