Paying for Mental Health Services: An Overview
Insurance issues can be confusing, and it’s not uncommon to worry about how you will pay for mental health services. But financial concerns should not prevent you from getting help. There are options available and people prepared to assist you with arranging for payment and finding answers to your insurance questions.
Whether or not you have health insurance, you may want to consider purchasing the Tuition Refund Plan, which may allow you to recover some tuition and applicable University room and board fees if you have to withdraw from U-M for physical or psychological reasons.
Mental health services at U-M are most often paid for in one of four ways:
- by student fees that are paid as part of tuition
- through health insurance
- by the student’s own funds
- by accessing free services
Student fees are paid each semester as part of tuition by students who are currently enrolled in classes on the Ann Arbor campus. Students who are not taking classes during Spring/Summer terms are NOT considered currently enrolled U-M students during that time.
Student fees cover:
- All services available at Counseling and Psychological Services (CAPS).
- Most services available at University Health Service (UHS) including clinician visits, laboratory testing and x-rays. For more details about what is and what is not covered, see the “free or fees?” section of the University Health Service (UHS) website.
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